WHAT YOU NEED TO QUALIFY
- Combined Household Income must be $60,000 or more
- Credit Score of 580 or higher (as of 9/1/20 this has changed from 525 to minimum 580)
- No Broken Leases or Evictions
- No Recent Late Pays
- Able to pay Minimum Monthly Rent of $1500 or more
- Tax Liens are OK
- Foreclosures, Bankruptcies, and Short Sales may be OK
Our investors will purchase almost any home between $150,000 - $350,000
QUICK APPROVAL FORM
Fill in ALL of the information in this form and we will get you approved immediately so you can start looking for your new home!
- DO YOU HAVE A LIST OF HOMES YOU CAN SEND ME?
You can actually choose from any home on the market, plus a City Group Properties agent will be helping you with your search for homes.
- IF I FOUND A HOME ON HAR.COM FOR SALE, CAN YOU BUY THAT HOUSE FOR ME?
Yes, our investors will purchase homes as long as they are listed on the MLS and are in good condition.
- IS THE RENT HIGHER THAN NORMAL?
The rent will be similar to the market rent for that area.
- HOW MUCH DOES IT COST OUT OF POCKET TO MOVE IN?
You will need first month's rent plus 2 month's security deposit (so you will need 3 times 1 month's rent total).
- IS THERE A DOWN PAYMENT?
No, there is no down payment.
- WHAT HAPPENS AFTER ONE YEAR?
You can either continue to rent the property, purchase the property, or even decide you do not want to purchase the property and simply find another home.
- I AM ON A PAYMENT PLAN WITH THE IRS, CAN I STILL USE YOUR PROGRAM?
- I AM ALREADY WORKING WITH A REALTOR, CAN I USE THEM?
No, please tell your realtor that you appreciate what they have done for you so far, but you have found another real estate brokerage (City Group Properties) who can help you better by providing this amazing program.
Lisa KimberlySUGAR LAND
We couldn't get a loan at the time because we owed the IRS, but City Group helped our family out with this program and we are now living in the house we are going to buy. We want to thank Denise for all of her help!
Alex found the perfect home for us on the first day he took us showing. We are now moved in, and we love it. We love you City Group!